This becomes a largest trends in online frauds since last few years. Without bothering others & share your card details leads to such kind of online fraud activity.
If we are talking about credit cards which has two advantages over debit cards "You doesn't have the protection as what you get from credit card" & "There is shorter period of time to report a suspicious transaction done from debit card as compared to credit card".
Be protect yourself from spamming, skimming & various other kinds of frauds by using the following tips:
- Keep watching your statement
Always trying to monitor your statement without having any unfamiliar activity is one of the basic advise whether you are doing shopping or any other kind of activity. Criminals always try to steal batches of payment card information that usually sell right away & those buyers used to tend those numbers as soon as possible.
2. Update Your Information
Regularly update your contact information which you gave to the bank (i.e., Name,Email,Address etc.) that will make easy for the bank to notify you of any suspicious activity.
3. Don't share PIN or Password
As everyone but still they share such kind of confidential information through different insecure online channels. Aware of such of things that leads to suspicious account activity.
4. OTP & UPI
When we are talking about these two terms OTP & UPI. Just look at yourself, if you think yourself as a sincere & you can handle UPI then it's good to use else go for OTP. When we are talking about layman, sometimes they share a pin with their close ones that leads to suspicious account activity.
5. Avoid Using Public Hotspot
You become always smart in online transaction & always looks for secure transaction, even you may find lock symbol in a browser & avoid using transaction with public hotspot.
Must be careful of the above steps of online suspicious activities & have a nice day.